This is How To Take Care of Your Student Loans

This is How To Take Care of Your Student Loans

“How To Consolidate Student Loans” can be such a relief especially if they are already garnishing your wages, keeping your tax returns and keeping you in debt for years to come! Learn how to consolidate your student loans immediately and give you and your family some relief.

How To Consolidate Student Loans works

Loan consolidation is when a borrower takes out a new loan to pay off several smaller student loans. Instead of making multiple payments to multiple lenders, the borrower only has to pay off the new consolidation loan.

That new loan will have its own interest rate; it will have its own repayment terms; it will have its own terms and conditions. This can be attractive to borrowers because the consolidation frequently results in longer repayment periods and lower monthly payments.

Consolidating federal student loans

When it comes to consolidation, the types of loans you have matters, but most federal loans, including Stafford, Perkins, Direct Plus and Supplemental loans, can be consolidated with other federal student loans.

“The interest rate on (federal) consolidation loans is an average of the interest rates on the (federal) loans you’re consolidating,” says Ken O’Connor, director of student advocacy for Fynanz, a New York City firm providing technology for the private student loan market. Even if your rates seem high, the Department of Education puts a cap on consolidation loan rates at 8.25 percent.

A major advantage of federal consolidation loans is that borrowers don’t need a high credit score to qualify, they can apply any time (even if their loan is in default) at, and they’ll always get a fixed interest rate. Regardless of how the market fluctuates, borrowers will never pay more than 8.25 percent on their consolidation loans. Which is good news…

Are you behind on student loan payments?  Especially, with the multiple interest rates or multiple servicers? Well, I know you answered yes , so now may be the time for your loan consolidation. In fact, our U.S. Department of Education made the decision to allow you to choose your consolidation servicer under the Direct Consolidation Loan program, which makes it great for you because you can literally chose any company you want.

Consolidating Student Loans was made to help all those who are struggling with their Federal Student Loans. If you are one of these people, we will help you by showing you how to consolidate your student loans TODAY!

There are programs available that allow consumers monthly payment relief, loan forgiveness, loan management, payment deferment, and other help with their student loans. So, go ahead and fill out our contact form so that our specialists can assist you with reducing your student loan today!

We know most college students take out 14 or more student loans to pay for college! And then they also plan to borrow for graduate school.  That’s an insane amount of student loans to manage by yourself. It can get very confusing and expensive.

Are you one of those people that have several student loans out? Consolidation can make it easier to repay student loans by making your repayment easy and replacing multiple loans with one loan.

My personal friend was personally helped with his student loans by this company, so give them a call and go from there! This is exactly How To Consolidate Student Loans!

How To Consolidate Student Loans!

How To Consolidate Student Loans!

Are you behind on your student loan payments? Are your wages being garnished or they are soon to be garnished? Does the government keep ALL your tax returns due to your student loans being in default? Are you tired of managing multiple federal student loan payments with multiple interest rates or multiple servicers? If so, now may be the time for loan consolidation. Those are only a few of the many reasons we all need to learn How To Consolidate Student Loans!

We know how to consolidate student loans which allows you to consolidate (combine) multiple federal education loans into one loan for you and your family. At your completion, you will confirm the loans that you want to consolidate and then, of course, agree to repay the new student loan. Once the consolidation is complete, you will have one monthly payment on your new student loan, instead of multiple monthly payments on your student loans.

More Consolidating Student Loans information is available at

Thought you couldn’t do anything about that debt? Think again because we at Consolidating Student Loans USA will help you!

We all know from experience that refinancing options for student-loan debt have been extremely hard to come by, but we now have been giving borrowers better chances of climbing out from under the $1 trillion owed by former students for their college costs. Yes, I just wrote $1 TRILLION…

President Obama promised to expand a program limiting repayment of federal student loans to 10% of a borrower’s income (YOU), and the U.S. Senate is considering a bill that would give even more protection to students who use private loans.

There is now a way-out from underneath these horrible student loan debt that have been weighing you down for years! We are here to help YOU to learn How To Consolidate Student Loans with our easy program!

You just need to CALL US TODAY @ 352-689-8900…

At Consolidating Student Loans USA, we were established ONLY to help you stop struggling with your Federal Student Loans!

All you have to do is pick up your phone and CALL US TODAY @ 352-689-8900!

How to consolidate student loans

Get Your FREE Quote Now by calling us @ 352-689-8900 or by going to our website and filling out our fast and easy online form @

Again, we are here to financially assist you with consolidating student loans! Please do yourself a favor and call us today or go to our website so we can help you starting TODAY!

Our Team @ “Consolidating Student Loans USA”